- Heavy snow load
- Ice dams
- Wildfire
- Frozen pipes
- Avalanche & slide
Housing mix: custom log and timber-frame homes, condos and townhomes, historic cabins.
Snow, cold and high stakes
Jackson sits at the south end of Jackson Hole, beneath the Teton Range and near Grand Teton and Yellowstone national parks. Deep winter snow is a defining feature: design snow loads in Teton County are among the highest in the lower 48, and roofs, decks and porches carry enormous weight in a big year. Ice dams, frozen pipes in second homes, and wildfire risk in the surrounding forest add to the picture. In March 2017 a porch roof at a Grand Teton National Park visitor center gave way under snow.
Expensive, custom construction
Teton County has the highest home values in Wyoming. Many homes in Jackson, Wilson, Teton Village and the surrounding valley are custom log or timber-frame houses with complex roofs, stone, specialty windows and high-end finishes. Condominiums and townhomes in town and at the resort add association master policies to the mix. Construction costs are far higher than elsewhere in the state, and labor availability is limited.
Claims we see in Teton County
- Snow load damage to roofs, decks and structural framing.
- Ice dam leaks into high-end interiors.
- Frozen pipe losses in second homes left unattended.
- Condo and HOA claims split between master and unit-owner policies.
- Estimates that use statewide pricing instead of Teton County labor and material costs.
Services available in Jackson
Every Wyoming Insurance Appraiser service is available to property owners in Jackson and the rest of Teton County:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Commercial, HOA & Multifamily
- Roof & Hail Claim Appraisal
- Wind & Tornado Claim Appraisal
- Water & Burst Pipe Claim Appraisal
- Fire & Smoke Claim Appraisal
- Wildfire, Ember & Smoke Appraisal
- Snow Load & Ice Dam Appraisal
- Insurance Estimate Review
- Umpire Services
Questions from Jackson property owners
Why do Jackson claims need local pricing?
Labor, lodging and material costs in Teton County are much higher than the rest of Wyoming. Estimates built on statewide averages can fall well short.
My second home had a frozen pipe while I was away. Is it covered?
It may be, depending on whether heat was maintained or the water was shut off and drained as many policies require. That question should be settled before appraisal.