The commercial claims we see in Wyoming
- Metal buildings and shops across the energy basins, where hail dents panels and wind peels trim and doors.
- Low-slope membrane roofs — TPO, EPDM, modified bitumen and built-up — on retail, schools and offices, where hail damage is often hidden under a granule surface or behind punctures that only show on a core sample.
- Apartment complexes and townhome associations in Cheyenne, Casper and Laramie, with dozens of buildings and a master policy that has to be read against each owner’s unit coverage.
- Churches and historic commercial buildings on downtown main streets, where matching brick, cornices and windows drives cost.
- Hospitality properties around Jackson and Cody, where seasonal business interruption adds urgency.
What we do differently on large losses
We document by building and by elevation, so every figure in our valuation can be traced to a photo and a measurement. Where a roof system’s condition is in question, we work with the owner’s roofing consultant or engineer and make sure the testing that matters — moisture surveys, cores, manufacturer reviews — is done before the panel meets.
Working with HOA boards
Association boards answer to owners. We write summaries a board can share: what the dispute is about, how large it is, what our valuation shows and what appraisal is likely to cost. We also flag where the master policy and individual unit policies overlap so owners are not left out of the recovery.
Business interruption and code upgrades
Business income and ordinance-or-law disputes often travel with property damage disputes. An appraisal panel can value the loss within the limits your policy defines; questions about whether a coverage applies at all may need an attorney. We will tell you which is which.
Questions about commercial, hoa & multifamily
Can appraisal value business income losses?
Some policies allow it, others don’t, and the calculation depends on financial records. We review the policy language and can work alongside your accountant.
Do you work for property managers and HOA boards?
Yes. We report to whoever holds the claim and keep boards and managers informed in plain language.
How do you handle a portfolio of many buildings?
We inspect and document each building separately, then roll the results into one valuation with a building-by-building summary.