Deadlines worth protecting
- Prompt notice. Late notice is one of the most common defenses a carrier raises. Report losses as soon as you discover them.
- Proof of loss. If the carrier asks for a sworn proof of loss, policies commonly allow about 60 days to return it.
- Depreciation recovery. Replacement cost policies set a time limit to finish repairs and claim the holdback.
- Suit limitation. Most property policies limit the time to sue. One or two years from the loss is common, but read the “Suit Against Us” condition in your own policy. Appraisal does not automatically pause it.
ImportantThis builder uses the numbers you enter. It is not legal advice. If a deadline is close, contact a Wyoming-licensed attorney.
Questions about this calculator
What date should I use as the date of loss?
Usually the date the storm or event happened, not the date you noticed the damage. Local weather records can help pin it down.
Does the .ics file send my data anywhere?
No. The calendar file is created in your browser and downloaded directly to your device.